Travel Insurance in Africa is essential. The risks of becoming unwell with infections is high is Africa with unsatitary conditions and impure drinking water. Infectious diseases such as Malaria require immediate medical care and can be fatal without treatment. Ongoing treatment, upfront fees and repatriation costs are unforeseen risks that travel insurance will cover.
Although the recent recession has led to a surge in insurance premiums, a solid travel insurance cover needn't break the bank. A number of large banks and insurance companies offer inclusive insurance for the home, car and travel, which you may be eligible for. Planning can equal large savings.
Frequent travellers can be better off with annual cover, which may work out cheaper and save a lot of hassle.
If you are Adventure tours, physical activities and travelling through 'dangerous' countries- make sure your travel insurance policy covers such activities. You may require specialist sports insurance.
Finally, do not forget to check the excess charges of your cover before you pay. What may be the cheapest policy, isn't always the best value. Always check how much of an excess you would have to pay if a certain outcome occured. For example, if the value of your possessions is less than the excess you'd have to pay if you lost them, the benefit of that policy would be questionable.
NEW worldwide listing of free and low-cost volunteering opportunities.
Worldwide free volunteering opportunities.
Idealist connects people, organizations, and resources via an extensive international database. Whilst focused on the Americas, it remains a strong directory for volunteering opportunities Worldwide.
World Wide Opportunities on Organic Farms is an organisation which matches host farmers, with volunteers. Work is exchanged for food and accommodation.
5) Worldwide Helpers
WWH commits itself to removing the financial barriers of volunteering by providing only low/ no-cost projects. It raises awareness of organisations and communities worldwide and provides them with the manpower they need.
This website is powered by Techmission. which matches volunteers to volunteering opportunities and helps organizations recruit volunteers through online volunteer matching. This is a fantastic utility and is not exclusively for religious individuals.
7) The United Nations High Commission for Refugees
UNHCR is mandated to lead and co-ordinate international action to protect refugees and resolve refugee problems worldwide. Its primary purpose is to safeguard the rights and well-being of refugees. Internships are available Worldwide.
8) UN Volunteers
A sponsored UN volunteering programme, which matches people with specific skills to the organizations that require them.
9) Mission Finder
Classified directory of Christian mission opportunities Worldwide. Whilst the vast majority of projects have a religious affiliation, non-religious volunteers are just as welcome in many. The extensive database will seemingly find opportunities in every country and field imaginable.
Worldwide volunteering opportunities with host families, whereby work is traded for food and accommodation.
A Worldwide directory for free links and websites for orphanages. Whilst many of the orphanages do not declare whether they require volunteers or not, it is worth contacting them if you are interested in supporting their work.
The international Voluntary Service charges a registration fee of $300 per project. The workcamps typically last 2-3 weeks (Worldwide).
2) African Conservation Experience
Ecoteer offers cheap volunteer work and job opportunities at eco lodges, conservation, farm, teaching and humanitarian projects worldwide.
SCI projects aim help break down barriers and prejudices between people of different social, cultural and national backgrounds and promote a culture of peace. They operate Worldwide and charge an application fee to volunteer.
A wide range of gap year, adventure travel and volunteer work abroad. Opportunities available in Asia, Africa and South America.
6) RCDP International Volunteer
Provides volunteering opportunities and internships in Asia, Africa and Latin America. Program fees range from $50/week (based on average price for longer stays), which includes accommodation, food, orientation and in-country support.
7) Habitat for Humanity
Habitat for Humanity seek to eliminate poverty housing and homelessness from the world and to make decent shelter a matter of conscience and action. They achieve these objectives by building homes in some of most impoverished locations on the planet, as well as developed countries where a need has become evident.